Jump to content

First-time insurance claim? (Bennetts Insurance/4th D)


PeteSouthgate

Recommended Posts

I'm looking for some advice, the other day my bike was parked inside a motorcycle bay and a car reversed into my bike knocking it over. I didn't see the incident but the driver of the car kindly left me a note on my bike letting me know what had happened and their contact details.

The bike has quite a bit of cosmetic damage now to the side of it (scratches all over the side it fell on and then a little indent bump on the other side of the body where the contact was made).

When I got home I got in contact with the other driver and they passed me over their details and insurance policy details.

My next move was to call my insurer Bennetts, they went through preliminary questions and told me I'd be contacted by the claims team tomorrow for a more detailed follow-up. This afternoon I was contacted by 4th Dimension who underwrites on behalf of Bennetts (I think?) to question me about the incident. The rep from 4th Dimension then asked whether I'd like to claim on my policy or the other driver's; since I'm not at fault I decided to choose the other driver's policy.

After the phone call, I then had a little Google search for 4th Dimension and saw a whole array of 1-star reviews which has now led me to become very anxious about the situation - especially considering it's my first ever claim.

Has anyone gotten some advice on how I'm handling the situation thus far? Should I be doing anything further in the meantime?

Would be good to hear of any experiences with these companies...

TIA

  • Like 2
Link to comment
Share on other sites

27 minutes ago, PeteSouthgate said:

I'm looking for some advice, the other day my bike was parked inside a motorcycle bay and a car reversed into my bike knocking it over. I didn't see the incident but the driver of the car kindly left me a note on my bike letting me know what had happened and their contact details.

The bike has quite a bit of cosmetic damage now to the side of it (scratches all over the side it fell on and then a little indent bump on the other side of the body where the contact was made).

When I got home I got in contact with the other driver and they passed me over their details and insurance policy details.

My next move was to call my insurer Bennetts, they went through preliminary questions and told me I'd be contacted by the claims team tomorrow for a more detailed follow-up. This afternoon I was contacted by 4th Dimension who underwrites on behalf of Bennetts (I think?) to question me about the incident. The rep from 4th Dimension then asked whether I'd like to claim on my policy or the other driver's; since I'm not at fault I decided to choose the other driver's policy.

After the phone call, I then had a little Google search for 4th Dimension and saw a whole array of 1-star reviews which has now led me to become very anxious about the situation - especially considering it's my first ever claim.

Has anyone gotten some advice on how I'm handling the situation thus far? Should I be doing anything further in the meantime?

Would be good to hear of any experiences with these companies...

TIA

No idea on this......and considering Bennetts are a big outfit why are 4th Dimension involved?

Anybody else got any experience with stuff like this?

Link to comment
Share on other sites

My involvement with 4th dimension is they are an out sourced company who deal with the damage report and the insurance company go on their report as to if the bike is a write off or not 

  • Like 1
Link to comment
Share on other sites

Just now, XTreme said:

He went onto an Enfield craze as I recall.....unless he's gone back to his Vespa craze?

He used to refer to his Vespa as a bike despite the fact it was a Vespa.

  • Haha 1
Link to comment
Share on other sites

tell the fella to not go through insurance if you can , even if you claim off his insurance you will have to  declare you made a claim fault or non fault  when you get quotes for the next 4 or 5 years and it will probably put your insurance up

  • Like 2
Link to comment
Share on other sites

2 hours ago, Six30 said:

tell the fella to not go through insurance if you can , even if you claim off his insurance you will have to  declare you made a claim fault or non fault  when you get quotes for the next 4 or 5 years and it will probably put your insurance up

My thoughts exactly.

  • Like 1
Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

Privacy Policy