XTreme Posted July 12, 2023 Author Share Posted July 12, 2023 17 minutes ago, Skippy said: Ah right, we had to take private health care and so far it’s been worth it. Until I reach the pensionable age we’ll stick with it, then there’s an option of joining (at least I think there is?) How much is that then Ray? Cos we pay €320 a month but that includes her Pension contribution as well cos the business is in her mame. 1 Link to comment Share on other sites More sharing options...
Skippy Posted July 12, 2023 Share Posted July 12, 2023 8 minutes ago, XTreme said: How much is that then Ray? Cos we pay €320 a month but that includes her Pension contribution as well cos the business is in her mame. It costs us €187 for both of us and despite the fact that I’m older her part of the premium is more than mine as she has chronic asthma. It goes up slightly each year but only by a couple of euros. If we went onto the Conveno Especial right now it would cost us about €130-140 a month and even though the state system is good if we need to see a doctor through the private health scheme it’s the same day, there’s no waiting. Peace of mind in case the shit hits the fan. 3 Link to comment Share on other sites More sharing options...
XTreme Posted July 12, 2023 Author Share Posted July 12, 2023 5 minutes ago, Skippy said: It costs us €187 for both of us and despite the fact that I’m older her part of the premium is more than mine as she has chronic asthma. It goes up slightly each year but only by a couple of euros. If we went onto the Conveno Especial right now it would cost us about €130-140 a month and even though the state system is good if we need to see a doctor through the private health scheme it’s the same day, there’s no waiting. Peace of mind in case the shit hits the fan. Do you have to pay up front and claim it back if you need treatment? Link to comment Share on other sites More sharing options...
Skippy Posted July 12, 2023 Share Posted July 12, 2023 3 minutes ago, XTreme said: Do you have to pay up front and claim it back if you need treatment? No mate, we flash our card at Emergencias or wherever we’re directed to go and that’s it. If we need an ambulance there’s a number to call. If there’s an ongoing illness then we’re covered for any emergency care to get things under control but if further medical care is needed beyond that then it’s down to us. Its not perfect but it’s very fast and okay for now. 1 Link to comment Share on other sites More sharing options...
Slowlycatchymonkey Posted July 12, 2023 Share Posted July 12, 2023 1 hour ago, XTreme said: cos the business is in her mame. Why, you been a naughty boy? 1 Link to comment Share on other sites More sharing options...
XTreme Posted July 13, 2023 Author Share Posted July 13, 2023 7 hours ago, Slowlycatchymonkey said: Why, you been a naughty boy? It's been in her name for years for two reasons! 1. We get taxed individually and I pay no tax on the Pension because it's less than 12K. If it was all in my name I'd pay tax on the total of Pension and Income combined. 2. The monthly payment goes towards a Pension for her in Spain. 3 Link to comment Share on other sites More sharing options...
XTreme Posted July 13, 2023 Author Share Posted July 13, 2023 Off to the Hospital! 5 Link to comment Share on other sites More sharing options...
Buckster Posted July 13, 2023 Share Posted July 13, 2023 1 minute ago, XTreme said: Off to the Hospital! I bet they tell you to stop letting the midgets bum you. 3 Link to comment Share on other sites More sharing options...
Slowlycatchymonkey Posted July 13, 2023 Share Posted July 13, 2023 1 hour ago, XTreme said: Off to the Hospital! Good luck. I hope you get a soon date. 2 Link to comment Share on other sites More sharing options...
XTreme Posted July 13, 2023 Author Share Posted July 13, 2023 All finished....just got to wait for a call now. Could be a couple of months though. 4 Link to comment Share on other sites More sharing options...
busabeast Posted July 13, 2023 Share Posted July 13, 2023 1 hour ago, XTreme said: All finished....just got to wait for a call now. Could be a couple of months though. Hopefully its not too long till its sorted, what's the healing time for it? 2 Link to comment Share on other sites More sharing options...
busabeast Posted July 13, 2023 Share Posted July 13, 2023 So Saturday we have a viewing on a prospective house that we would like to buy, I already have an agreement in principle for the cost of the place with a Skipton 100% mortgage so we will go there and see what we think and make an offer I think hopefully they will accept 100k or there abouts it's up for £109,950 so don't think I'm being too cheeky with a 100k offer then we have no more bloody renting 4 Link to comment Share on other sites More sharing options...
XTreme Posted July 13, 2023 Author Share Posted July 13, 2023 26 minutes ago, busabeast said: Hopefully its not too long till its sorted, what's the healing time for it? Doc said about 6 weeks total......but being very careful for the first 2 weeks. 3 Link to comment Share on other sites More sharing options...
Clive Posted July 13, 2023 Share Posted July 13, 2023 1 hour ago, busabeast said: So Saturday we have a viewing on a prospective house that we would like to buy, I already have an agreement in principle for the cost of the place with a Skipton 100% mortgage so we will go there and see what we think and make an offer I think hopefully they will accept 100k or there abouts it's up for £109,950 so don't think I'm being too cheeky with a 100k offer then we have no more bloody renting 10% below asking price is good start.....best of luck Rich. 3 Link to comment Share on other sites More sharing options...
Clive Posted July 13, 2023 Share Posted July 13, 2023 1 hour ago, XTreme said: Doc said about 6 weeks total......but being very careful for the first 2 weeks. Hope all goes well Pete... 2 Link to comment Share on other sites More sharing options...
Clive Posted July 13, 2023 Share Posted July 13, 2023 Looked at the car for MOT on Monday ..........discs look a bit doubtful for a pass, but I can replace them myself.........but got a hole in 1 sill, only the size of a 1p peice, so i expect a fail on that too, as to the underside of the car I cannot get underneath to see the condition of the parts. If its going to cost ££££££,s I will have to raid our funeral fund. 2 2 Link to comment Share on other sites More sharing options...
busabeast Posted July 13, 2023 Share Posted July 13, 2023 41 minutes ago, Clive said: 10% below asking price is good start.....best of luck Rich. Thanks Clive, yeah I thought it would be a good place to start, it's cheeky but not too cheeky but we will see 3 Link to comment Share on other sites More sharing options...
busabeast Posted July 13, 2023 Share Posted July 13, 2023 1 hour ago, XTreme said: Doc said about 6 weeks total......but being very careful for the first 2 weeks. Well hopefully it will go as planned, and do you not take it easy anyway? 4 Link to comment Share on other sites More sharing options...
Slowlycatchymonkey Posted July 13, 2023 Share Posted July 13, 2023 3 hours ago, XTreme said: All finished....just got to wait for a call now. Could be a couple of months though. How long have you had the hernia now Pete? Will be great to get it sorted out. 1 Link to comment Share on other sites More sharing options...
XTreme Posted July 13, 2023 Author Share Posted July 13, 2023 1 hour ago, Slowlycatchymonkey said: How long have you had the hernia now Pete? Will be great to get it sorted out. It was caused by the Flu/cough we had Jan/Feb........but I only noticed it early March. So it's been a while now! Very difficult getting through last week in NL with it, and of course, the wife had a lot of grief with her back as well. 2 2 Link to comment Share on other sites More sharing options...
Slowlycatchymonkey Posted July 13, 2023 Share Posted July 13, 2023 47 minutes ago, XTreme said: It was caused by the Flu/cough we had Jan/Feb........but I only noticed it early March. So it's been a while now! Very difficult getting through last week in NL with it, and of course, the wife had a lot of grief with her back as well. Walking distances is very hard on the back. It's shocker how far you have to walk at airports. It shouldn't be a surprise the budget airlines are miles from the entrance but it's not something you think about until you're there and your back hurts and you realise you're only half way! 2 Link to comment Share on other sites More sharing options...
XTreme Posted July 13, 2023 Author Share Posted July 13, 2023 18 minutes ago, Slowlycatchymonkey said: Walking distances is very hard on the back. It's shocker how far you have to walk at airports. It shouldn't be a surprise the budget airlines are miles from the entrance but it's not something you think about until you're there and your back hurts and you realise you're only half way! Amsterdam airport goes on for miles. 1 Link to comment Share on other sites More sharing options...
Sir Fallsalot Posted July 13, 2023 Share Posted July 13, 2023 1 hour ago, Slowlycatchymonkey said: Walking distances is very hard on the back. It's shocker how far you have to walk at airports. It shouldn't be a surprise the budget airlines are miles from the entrance but it's not something you think about until you're there and your back hurts and you realise you're only half way! They have travellators and escalators everywhere in the airport so he didn't have to walk far, hes just looking for sympathy 6 Link to comment Share on other sites More sharing options...
XTreme Posted July 13, 2023 Author Share Posted July 13, 2023 14 minutes ago, Sir Fallsalot said: They have travellators and escalators everywhere in the airport so he didn't have to walk far, hes just looking for sympathy You've been to Amsterdam, Barcelona, and Alicante Airports then? 1 Link to comment Share on other sites More sharing options...
Sir Fallsalot Posted July 13, 2023 Share Posted July 13, 2023 4 minutes ago, XTreme said: You've been to Amsterdam, Barcelona, and Alicante Airports then? Been to Amsterdam and Alicante but not Barcelona 1 Link to comment Share on other sites More sharing options...
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